Tillful is an app to help business owners build strong business credit and stay on top of their financial health. We harness the insights we've gained through years of developing AI-based credit models for lenders to help empower small businesses in taking control of their credit health. Unless traditional credit bureaus that rely on static data, Tillful uses connected bank account(s) of your business to monitor the financial health and to generate your Tillful business credit score in real-time basis.

How do I check my business credit score for free?

Follow these simple steps to check your business credit score for free with Tillful:n 1. Create a Tillful accountn 2. Find your companyn 3. Connect your bank account(s)n 4. View your free business credit score

What are the ranges for Tillful credit scores?

Excellent: 83 - 100n Good: 76 - 82n Fair: 66 - 75n Poor: 52 - 65n Very Poor: 0 - 51

How does Tillful calculate my business credit score?

To calculate your business credit score, we take into consideration various factors such as business industry, size, credit utilization, payment history, promptness of payment, among others. In addition, we leverage our AI-based credit model that has been trained and benchmarked with thousands of data points based on businesses operating in the United States.

Get the Credit You Need to Grow Your Business.

Get pre-approved fast for the most appropriate credit options based on your Tillful Score.

Start Funding Now

100% free. It won’t affect your credit score

How it works

Once you have a Tillful account, you can skip lengthy application processes. Our Tillful matching engine finds and pre-approves you with the most appropriate credit offers from over 500 funding options. A dedicated advisor will then work with you to get the funding that your small business needs.

Minimum Qualification: $5,000 in monthly sales, over 6 months in operations.