We’re here for small business owners.

Our mission is to unlock capital and increase access to credit for small business owners by using better data.


3 out of 4 small businesses, from online sellers to mom & pop shops, can’t get funding.

How can we help small business owners succeed?

Our Mission

We are dedicated to creating a more inclusive and intelligent approach to business credit. We are on a mission to increase access to capital and opportunities for first-time founders, new business owners and underrepresented, underserved small businesses.

Tillful helps business owners build strong business credit quicker and stay on top of their financial health with a platform that includes free business finance management services, resources, tools and exclusive funding opportunities based on our proprietary credit scoring models using AI and machine learning.

We harness the insights we’ve gained through years of developing AI-based credit models for lenders, enterprise companies and large financial institutions to help empower small businesses in taking control of their credit health and gain greater access to the capital and credit they need to launch or grow their businesses.

What We Value

Collaborate – We over-index collaboration and under-index individuality.

CommunicateOver-communicating is the backbone of a successful diverse team.

Challenge – It takes courage to challenge and value each other ideas.

Leadership Team

Ken So
Founder & CEO
Bosco Chan
Amber Fehrenbacher
Marketing Director

Our Investors

Wanna join the crew?

We are growing our global team of problem solvers.