Tillful is an app to help business owners build strong business credit and stay on top of their financial health. We harness the insights we've gained through years of developing AI-based credit models for lenders to help empower small businesses in taking control of their credit health. Unless traditional credit bureaus that rely on static data, Tillful uses connected bank account(s) of your business to monitor the financial health and to generate your Tillful business credit score in real-time basis.

How do I check my business credit score for free?

Follow these simple steps to check your business credit score for free with Tillful: 1. Create a Tillful account 2. Find your company 3. Connect your bank account(s) 4. View your free business credit score

What are the ranges for Tillful credit scores?

Excellent: 83 - 100 Good: 76 - 82 Fair: 66 - 75 Poor: 52 - 65 Very Poor: 0 - 51

How does Tillful calculate my business credit score?

To calculate your business credit score, we take into consideration various factors such as business industry, size, credit utilization, payment history, promptness of payment, among others. In addition, we leverage our AI-based credit model that has been trained and benchmarked with thousands of data points based on businesses operating in the United States.

Take Control of Your Business Credit

The Tillful Score is easy, fast, and free—and unlocks access to the credit your business deserves.

100% free. It won’t affect your credit score

Get matched with credit offers today.

Easy, fast, and transparent: Aren’t those refreshing words to hear in a discussion of business credit? Sign up now to get your free business credit score—and get matched today with pre-qualified credit offers.

Pre-qualified options

Get matched with the most appropriate credit options based on your company profile.

Wide selection

Over 20 lending partners offering 500+ financial products.

Transparent process

We tell you how we calculate your business credit rating—and how to improve it.

Get the Credit Your Business Deserves

Transparent & Fair Credit Offers

Monitor your business credit score in real time. Get pre-qualified for credit offers based on your score. All 100% free.

Free Monitoringand Alerts

Stay ahead of factors that lenders may use to deny you credit. Never miss events or signals that lenders may use to deny you credit or charge you more.

Track Income and Expenses

Tillful helps you track your monthly income and expenses to keep you organized—and improve your credit rating.

Easy

Fast

Get your credit score and customized credit offers immediately. Get score updates daily.

Free

Absolutely free of charge. Checking your Tillful credit score never affects your personal or business credit scores.

What People Are Saying:

As a Social entrepreneur, I try to be three steps ahead regarding the “new thing” to take my business to the next level, well Tillful is that new thing.

Carlton Mc Gee

Founder & CEO, The African Images Institute, Inc

Building good business credit is crucial for my business. I needed a product that would help me do just that and is easy to use. Tillful checked both boxes.

Ali Mgaresh

Founder, P.A.I.D/Compass Inc.

A real game changer, Tillful leverages real time transaction data to provide better insights. It is a great way for business owners to alter financial habits and to plug into financing programs that truly match their needs.

Antuane Allen

Credit Plug

The team at Tillful listened to the needs of the users. Their innovative platform helped me focus on steps that can build up my business credit.

Allen Tsai

Founder & CEO, Pani

Traditional business credit reporting agencies are outdated and expensive. Tillful provided me with a full picture of my credit profile and helped me identify the next steps I need to take in order to qualify for financing.

Navin Goel

CEO, Go Safer Security

Tillful gives a true picture of my companies’ creditworthiness. It made it very simple for me to stay on top of the financial health of my businesses – all in one place.

Will Chase

Founder & CEO, Charted Enterprises Inc

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Business financing. Made better.

Your Tillful Score not only allows lenders to quickly and accurately suggest the best possible products, credit terms, and other financial services for your business, but also gives you actionable guidance on how to improve your company’s financial health.

With a free Tillful account, you can:

Is your business getting the credit it deserves?