Boost your business credit with Tillful

Tillful Credit Builder is a safe and reliable way to build business credit. Upgrade to our premium subscription and get tradelines reporting to Experian, Equifax, and Dun and Bradstreet (coming soon).
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5-star rating
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Say hello to Credit Builder👋

A safe & reliable way to build business credit scores with credit reporting agencies.
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Upgrade your business credit

Credit Builder is a no-brainer

If you're an active Tillful user, just select the price that works with your budget. We’ll report your payments monthly to the credit bureaus.

Pro tip: Get two tradelines reporting every month when you subscribe with your Tillful Card 🌟

1. Be an active Tillful user

Connect your bank and credit accounts to get your Tillful Business Health Score and unlock cash flow insights.

2. Subscribe to Credit Builder

Choose the price that works for your business. It's an easy 2-for-1 if you pay with your Tillful Card!

3. Start building credit

We'll do the rest, reporting to Experian and Equifax with every monthly payment. D&B is self-reported for now (automatic reporting coming soon!)

Tillful Credit Builder

Frequently asked questions

Everything you need to know about CB
How Tillful Credit Builder reports to the credit bureaus
We report automatically, monthly to the major business credit bureaus (Experian and Equifax, and Dun and Bradstreet when you self-report). You must make monthly payments for Tillful Credit Builder for your tradeline to be reported. It will show up as an on-time payment. We do not report if you cancel your subscription, or if you miss payments. Tillful Credit Builder reports as a financial services tradeline at the amount of your month subscription.
Do I need to sign up for the Tillful Score to be reported?
Tillful Credit Builder is currently only available for Tillful Score users. However, reporting is not yet based on the Tillful Score. Instead, we report the payments you make on your Tillful subscription. So, any changes in your Tillful Score will not affect how or what we report. The Tillful Score is free and displays immediately (barring any outlying technical difficulties).
How much does Tillful cost?
Tillful is free to use. Tillful Credit Builder is our premium subscription that includes a reported tradeline to the major bureaus. Credit Builder is priced on a sliding scale from $20 - $50 per month, allowing you to choose the price that works best for you. Note that higher amounts may have a bigger impact on your business credit score.
What does Tillful do with my data?
We do not harvest, sell, or even see your data. We only use the information you share with us to provide you with the services you’ve requested. All bank information you share for the purposes of getting your Tillful Score, for making payments, or for any other reason, is fully encrypted and secure. If you should ever wish to close your account, you may also request full data deletion at the time of closure.

Upgrade to Tillful Credit Builder

Powerful credit building features

We’re here to help you build business credit.
Tillful Basic Account


$0 /mo
Tillful Credit builder account

Credit Builder

$20-50 /mo
Feature Comparison
Access Experian IPV3 Business Credit Score
Get Business Credit Monitoring & Alerts
Pre-qualify for business funding, banking, insurance, & more
Get Offers for funding, banking, insurance, & more
Report as business credit tradeline monthly to Experian
Report as business credit tradeline monthly to Equifax
Report as business credit tradeline monthly to D&B (coming soon)

Don’t just take our word for it

Hear from some of our amazing customers who are building credit faster.
"Building good business credit is crucial for my business. I needed a product that would help me do just that and is easy to use. Tillful checked both boxes."
Ali Mgaresh
CEO, Tillful User
"Tillful gives a true picture of my companies' creditworthiness. It made it very simple for me to stay on top of the financial health of my businesses - all in one place."
Will Chase
CEO, Tillful User
I came to Tillful to better understand my business credit, and access credit for my business. Tillful helped with both, highly recommend!
CEO, Tillful User